Which of the following actions should NOT be taken after a credit union receives a positive match on a 314(a) request?

In the context of a 314(a) request, it is critical for a credit union to maintain discretion and confidentiality concerning the individuals involved. A positive match indicates that there may be a connection to a suspected terrorist or money laundering operation.

Notifying the member about a positive match would breach the obligation to keep the investigation discreet and could potentially compromise the investigation being conducted by law enforcement agencies. The nature of 314(a) requests is such that they are part of ongoing investigations, and alerting the member could hinder law enforcement's efforts and put the credit union at risk of violating statutory requirements regarding the confidentiality of such requests.

In contrast, documenting findings, reporting to the appropriate authorities, and evaluating next steps are all necessary actions that adhere to regulatory compliance and ensure that the credit union is properly responding to the request without compromising safety or confidentiality. These actions collectively allow the credit union to fulfill its obligations while protecting sensitive information and maintaining the integrity of the investigation.