Which aspect should NOT be included in the OFAC compliance training program for credit union personnel?

In the context of OFAC (Office of Foreign Assets Control) compliance training for credit union personnel, the inclusion of personal financial advice skills is not relevant to the requirements and focus of OFAC training. The primary objective of such training is to ensure that employees understand the legal responsibilities associated with economic sanctions, the importance of compliance with these regulations, and the procedures necessary to identify and report any transactions that may involve sanctioned entities or individuals.

Reliable training should encompass understanding high-risk areas where violations might occur, knowledge of current regulations related to sanctions, and comprehensive screening and reporting procedures to effectively mitigate risks associated with non-compliance. Personal financial advice skills, while valuable in a general banking context, do not directly relate to the specific compliance requirements of OFAC, and thus, should not be part of the training curriculum aimed at ensuring adherence to sanctions laws. This focus on relevant topics is essential for maintaining legal compliance and protecting the credit union from potential legal and financial penalties.